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Debt Defense

Sued Over Credit Card Debt? We Can Help

Being sued by a credit card company or debt collector can be overwhelming, but you have rights and options. Don't ignore the lawsuit – let us help you respond properly and explore all available defenses to protect your interests.

How We Help

File your answer on time to prevent default judgment

Ensure your response is properly filed within the legal deadline

Challenge improper documentation and inflated balances

Scrutinize creditor evidence and challenge questionable claims

Help you resolve the court case brought by the creditor

Navigate the legal process and work toward favorable resolution

Seek the most favorable resolution available

Negotiate settlements or pursue defenses based on your situation

Joseph Perl, Attorney

Get Help Now

Fill out the form below for a free 15-minute consultation. We'll review your case and provide immediate guidance.

No obligation. No pressure. Just help.

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Why Choose Us?

  • 15 years focused on consumer debt litigation
  • 5-star client ratings for results, communication, and professionalism
  • Local, trusted, Massachusetts-licensed attorney
  • Experienced in defending against major debt collectors and credit card companies
  • Proven track record of successful debt defense cases

Client Testimonials

★★★★★

“I highly recommend Attorney Joseph Perl. He is committed to helping his clients and he truly knows the law. He is also very professional and he communicates very well with his clients. Thank you Joe. I appreciate you.”

Dr. Regeline Gigi Sabbat
★★★★★

“Mr. Perl is an excellent attorney. Not only is he well versed in the law and procedures but he is client oriented. Mr. Perl is courteous, efficient and dedicated. I have great confidence in him and do not hesitate to give him my highest recommendation.”

Les Lovestead
★★★★★

“Joseph is a reliable and good lawyer. He has been representing my case and has done a great work.”

Toko Kobayashi
★★★★★

“In the midst of credit card debt, debt collections and a lawsuit Joe Perl came to my rescue, he was the best thing that happened to me to start the New Year off right financially. It was a blessing that he could help in a way since I lost all hope for this case and problem. I didn't know what the outcome would be, but Joe, in no time at all, helped me out in a huge way. He was very easy and polite to speak with. Extremely professional, and quick to respond and always kept in contact with me every step of the way. If you are looking for an attorney especially for credit debt/lawsuit, he is your guy. Not sure about what else he can help with, but he was definitely somebody that I would choose again if I ever needed to.”

Melissa Yakimovsky